Knowledgeable Bankruptcy Attorney in Illinois
If problems with debt are causing you to lose sleep, you should take control of the situation with the help of a bankruptcy lawyer. My name is Doree M. Wojtkowiak, and I have been helping clients in the Joliet area solve their legal problems since 1990. I can help you put an end to the worry and get the fresh start you need.
Contact my office by e-mail or call me at 815-671-4779 or toll free at 888-820-3241 to discuss your options in bankruptcy. I offer free initial consultations.
Chapter 7 Bankruptcy
When creditors are sending you letters and making harassing phone calls to your home or office, and you find yourself struggling to pay the minimum on your credit cards, it is time to consider your options in debt relief. Chapter 7 bankruptcy is a powerful tool that may offer you the solution you are looking for. I can work with you to see if you qualify for Chapter 7 and help you understand the benefits and drawbacks of filing for bankruptcy.
Most people are surprised at how quickly filing for Chapter 7 bankruptcy can improve their situation. Creditors must stop their attempts to collect debts from you once the process has begun. All of your unsecured debt, including medical debt and credit card debt, can often be wiped out in a matter of months. My clients often wonder why they suffered for so long before seeking the relief they needed.
Chapter 13 Bankruptcy
If your monthly income or financial history prevents you from pursuing Chapter 7, you still have options. For many homeowners facing foreclosure and for anyone who got behind on payments, but has the ability to make payments going forward, Chapter 13 bankruptcy can allow you to protect your assets while paying off what you owe over 3 to 5 years. I will explain the process and help you understand what to expect.
Contact My Office Today
If you have questions about Chapter 7 bankruptcy, Chapter 13 bankruptcy, home foreclosure, or creditor harassment, contact me to schedule a free initial consultation. My office is right across the street from Will County Courthouse, near I-80.